Mastercard Incorporated: Beat — EPS $5.31, Revenue $9.81B
Earnings BeatQ3 2026 · Pre-market
Did Mastercard Incorporated (MA) beat earnings today?
Yes, Mastercard Incorporated (MA) beat Wall Street analyst expectations for Q3 2026, reporting higher-than-expected EPS and higher-than-expected revenue.
Earnings Per Share+2.71% surprise
$5.31Actual
Expected: $5.17
vs. year ago +21.0%
Total Revenue+1.52% surprise
$9.81BActual
Expected: $9.66B
vs. year ago +14.0%
Released Oct 29 · 8:01 AM ET
Earning Report
| Metric | Q3 2026 | Q3 2025 | YoY Change % |
|---|---|---|---|
| Net Revenue | $9.81B | $8.60B | 14.0 |
| Net Income | $4.63B | $3.93B | 18.0 |
| GAAP Basic EPS | $5.29 | $4.35 | - |
| GAAP Diluted EPS | $5.28 | $4.34 | 22.0 |
| Adjusted Net Income | $4.65B | $3.96B | 17.0 |
| Adjusted Diluted EPS | $5.31 | $4.38 | 21.0 |
Business Highlights
- ➤Customers had issued 3.8 billion Mastercard and Maestro-branded cards as of September 30, 2026.
- ➤Mastercard repurchased 5.3 million shares during the third quarter.
- ➤Mastercard paid $763 million in dividends during the third quarter.
- ➤Quarter-to-date through October 26, Mastercard repurchased 1.1 million shares.
- ➤Approved share repurchase programs had $4.9 billion remaining.
- ➤Mastercard highlighted advances in Agentic Commerce.
- ➤Mastercard cited its new Global Money Platform through BVNK.
Management Commentary
Michael Miebach, Mastercard CEO
“Another strong quarter for Mastercard, delivering net revenue growth of 14%. More Mastercard credentials in more hands give us a powerful foundation, backed by our global reach and innovation. From advancing Agentic Commerce to our new Global Money Platform through BVNK, we’re shaping how people pay, manage and exchange across currencies. We’re not waiting for the future of commerce. We’re building it.”