Visa Inc.: Beat — EPS $3.48, Revenue $12.14B
Earnings BeatQ4 2026 · After-market
Did Visa Inc. (V) beat earnings today?
Yes, Visa Inc. (V) beat Wall Street analyst expectations for Q4 2026, reporting higher-than-expected EPS and higher-than-expected revenue.
Earnings Per Share+1.16% surprise
$3.48Actual
Expected: $3.44
vs. year ago +17.0%
Total Revenue+0.41% surprise
$12.14BActual
Expected: $12.09B
vs. year ago +13.0%
Released Oct 27 · 4:06 PM ET
Earning Report
| Metric | Q4 2026 | Q4 2025 | YoY Change % |
|---|---|---|---|
| Revenue | $12.14B | $10.72B | +13.0 |
| Revenue detail — reported lines | |||
| └─Service revenue | $5.25B | - | +14.0 |
| └─Data processing revenue | $6.25B | - | +16.0 |
| └─International transaction revenue | $4.12B | - | +8.0 |
| └─Other revenue | $1.65B | - | +40.0 |
| └─Client incentives | ($5.12B) | - | +21.0 |
| GAAP Basic EPS | $3.19 | $2.62 | +22.0 |
| GAAP Diluted EPS | $3.19 | $2.62 | +22.0 |
| Non-GAAP Diluted EPS | $3.48 | $2.98 | +17.0 |
| GAAP Net Income | $6.00B | $5.09B | +18.0 |
| Non-GAAP Net Income | $6.55B | $5.80B | +13.0 |
Business Highlights
- ➤Signed a definitive agreement to acquire BioCatch for $2.4B in cash.
- ➤BioCatch transaction is expected to close by the end of fiscal Q2 2027.
- ➤Deposited $405M into the U.S. litigation escrow account.
- ➤Repurchased approximately 11M Class A shares during the quarter.
- ➤Had $24.4B of remaining authorized funds for share repurchases.
- ➤Board increased the quarterly cash dividend 16% to $0.780 per share.
- ➤Visa facilitates digital payments across more than 200 countries and territories.
Management Commentary
Ryan McInerney, Chief Executive Officer
“Visa delivered a milestone year. We achieved record net revenue of $46 billion, up 15%, the strongest growth in over 15 years excluding the post-pandemic recovery and acquisitions. In 2026, we also demonstrated that whenever technology changes commerce, we move with it, we anticipate what’s next, and we enable its growth as the leading hyperscaler of payments globally. The foundation of all of this is trust, which Visa brings with our scale, our network and our products. As we look to 2027 and beyond, trust is the next growth vector for Visa.””