1 in 3 U.S. workers do not have a legacy plan in place

Scott Beeman, Divisional president, Aflac Premier

“No one can fully prepare for the emotional impact of losing a loved one, but this study shows that readiness is not simply about documents or finances; it's about helping families navigate an already difficult period with greater clarity”

Scott Beeman, Divisional president, Aflac Premier

“Many people recognize the importance of planning but are unsure where to begin or feel overwhelmed by the process. At Aflac, we believe support should extend beyond insurance coverage alone. By planning ahead and providing access to meaningful support through our work with Empathy, Aflac is here to support better outcomes for workers, their employers and loved ones.”

Ron Gura, Co-founder and CEO of Empathy

“Aflac's research confirms what we see across the industry: People know why planning matters, but too many don't know where to start, and that gap only widens in life's hardest moments”

Ron Gura, Co-founder and CEO of Empathy

“That's the thinking behind full-circle care at Empathy, support that meets people before a crisis and stays with them through it. Aflac has been a long-standing partner in that vision, and this research reinforces what we've seen firsthand: Real, connected support doesn't just help people; it redefines what a benefit like life insurance can be.”

Scott Beeman, Divisional president, Aflac Premier

“Although no plan can lessen the loss of a loved one, this study serves as a reminder that planning for the future is ultimately an act of care, providing clarity, confidence and peace of mind when important decisions must be made”

Scott Beeman, Divisional president, Aflac Premier

“And for employers, offering end-of-life planning resources represents an opportunity to support employees' wellness while fostering a resilient workforce capable of balancing job responsibilities and managing the affairs of a loved one.”