Arvest Bank Upgrades to FICO® Auto Score 10 to Enhance Auto Lending Precision
Business Wire•27/10/2026•08:00 ET
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Key Highlights
- ➤Arvest Bank upgrades to FICO Auto Score 10 for more precise auto-lending risk assessment
- ➤Early analysis shows sharper portfolio risk segmentation, particularly among thin-file borrowers
- ➤FICO Auto Score 10 identifies distinctions supporting more confident approval and pricing decisions
- ➤FICO says the model outperforms prior versions in predicting defaults across key borrower segments
Expert Statements
Reggie Branch, Senior director of indirect lending at Arvest Bank
“The auto lending market is evolving too quickly to stand still on credit risk”
Reggie Branch, Senior director of indirect lending at Arvest Bank
“Moving to FICO Auto Score 10 was a proactive investment to strengthen how we assess risk as borrower profiles continue to evolve. Our early analysis is already showing sharper differentiation across our portfolio, particularly among thin-file borrowers, giving our teams greater confidence in how we evaluate risk and make lending decisions.”
Shams Blanc, Vice president, head of auto strategy and industry relations at FICO
“The strength of FICO Auto Score 10 is its ability to separate risk with greater precision”
Shams Blanc, Vice president, head of auto strategy and industry relations at FICO
“Arvest’s early results demonstrate why that matters. Greater differentiation gives lenders a clearer view of borrower risk and greater confidence in their credit decisions. By proactively adopting FICO Auto Score 10, Arvest is demonstrating the kind of forward-thinking risk strategy that will increasingly define modern auto lending.”
Arvest Bank Upgrades to FICO(®) Auto Score 10 to Enhance Auto Lending Precision
At the forefront of regional auto lending, Arvest Bank now uses FICO's most predictive auto credit score to sharpen distinctions in borrower risk
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