Bank OZK Announces Third Quarter 2026 Earnings
Key Highlights
- ➤Q3 net income $164.3 million, down 9.0% year over year
- ➤Q3 diluted EPS $1.50, down 5.7% year over year
- ➤Q3 net income rose 0.6% from the second quarter
- ➤Total assets, loans and deposits reached record levels
- ➤Total assets reached $43.2 billion as of September 30, 2026
Expert Statements
George Gleason, Chairman and Chief Executive Officer of Bank OZK
“We are pleased to report our solid financial results for the quarter including net income available to common stockholders of $164.3 million; EPS of $1.50; an annualized return on average assets of 1.55%; a net interest margin of 4.24%; an efficiency ratio of 39.9%; and record levels of total assets, loans and deposits.”
George Gleason, Chairman and Chief Executive Officer of Bank OZK
“We continued to make significant progress on numerous strategic initiatives. We believe we are well-positioned for the future.”
LITTLE ROCK, Ark., Oct. 20, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) today announced that net income available to common stockholders for the third quarter of 2026 was $164.3 million, a decrease of 9.0% from $180.5 million for the third quarter of 2025, but an increase of 0.6% from $163.3 million for the second quarter of 2026. For the first nine months of 2026, net income available to common stockholders was $487.0 million, a 7.7% decrease from $527.4 million for the first nine months of 2025. Diluted earnings per common share (“EPS”) for the third quarter of 2026 were $1.50, a decrease of 5.7% from $1.59 for the third quarter of 2025, but an increase of 0.7% from $1.49 for the second quarter of 2026. EPS for the first nine months of 2026 were $4.43, a 4.5% decrease from $4.64 for the first nine months of 2025.
George Gleason, Chairman and Chief Executive Officer, stated, “We are pleased to report our solid financial results for the quarter including net income available to common stockholders of $164.3 million; EPS of $1.50; an annualized return on average assets of 1.55%; a net interest margin of 4.24%; an efficiency ratio of 39.9%; and record levels of total assets, loans and deposits. We continued to make significant progress on numerous strategic initiatives. We believe we are well-positioned for the future."
Get started
Create a free account to read the full story.