Bread Financial Provides Performance Update for July 2026

COLUMBUS, Ohio, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s Net principal loss rate and Delinquency rate for the periods indicated:

For theFor the month endedmonth ended July 31, 2026July 31, 2025 (dollars in millions) End-of-period credit card and other loans$ 18,543$ 17,594 Average credit card and other loans$ 18,449$ 17,585 Year-over-year change in average credit card and other loans4.9 %— % Net principal losses$ 106$ 114 Net principal loss rate6.80 %7.63 %