Bread Financial Provides Performance Update for October 2026
Key Highlights
- ➤End-of-period loans $18,961M, up from $17,694M year-over-year
- ➤Average loans increased 6.9% year-over-year to $18,846M
- ➤Net principal loss rate fell to 6.69% from 7.50%
- ➤Delinquency rate declined to 5.64% from 6.05%
- ➤Net principal losses decreased to $107M from $112M
COLUMBUS, Ohio, Nov. 10, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s Net principal loss rate and Delinquency rate for the periods indicated:
For the month ended October 31, 2026For the month ended October 31, 2025 (dollars in millions) End-of-period credit card and other loans$ 18,961$ 17,694 Average credit card and other loans$ 18,846$ 17,627 Year-over-year change in average credit card and other loans6.9 %(1.3 %) Net principal losses$ 107$ 112 Net principal loss rate6.69 %7.50 %
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