Bread Financial Provides Performance Update for September 2026
Key Highlights
- ➤Average loans $18.740B, up 6.4% year over year in September
- ➤Monthly net principal losses $92M; loss rate 5.99%
- ➤Three-month net principal losses $300M; loss rate 6.40%
- ➤September delinquency rate 5.57%, down from 6.04% year over year
COLUMBUS, Ohio, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S. consumers, provided a performance update. The following tables present the Company’s Net principal loss rate and Delinquency rate for the periods indicated:
For the month ended September 30, 2026For the three months ended September 30, 2026 (dollars in millions) End-of-period credit card and other loans$ 18,850$ 18,850 Average credit card and other loans$ 18,740$ 18,591 Year-over-year change in average credit card and other loans6.4 %5.7 % Net principal losses$ 92$ 300 Net principal loss rate5.99 %6.40 %
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