Central Bancompany, Inc. Reports Third Quarter 2026 Results
Key Highlights
- ➤Net income $116.2 million, or $0.48 per diluted share, up from $97.1 million year-over-year
- ➤Net interest margin expanded to 4.48% from 4.36% year-over-year
- ➤Average loans reached $11.7 billion, growing 3.2% annualized sequentially
- ➤Average deposits grew 4.4% year-over-year to $15.4 billion
- ➤CET1 ratio 29.1%, representing $2.0 billion of excess capital versus target
Expert Statements
John “JR” Ross, President and Chief Executive Officer of Central Bancompany
“We delivered another strong quarter, supported by continued balance sheet growth, disciplined expense management, and solid credit quality.”
John “JR” Ross, President and Chief Executive Officer of Central Bancompany
“Adjusted net income(1) increased $13.7 million from a year ago and $2.8 million from the prior quarter.”
John “JR” Ross, President and Chief Executive Officer of Central Bancompany
“Underlying business fundamentals remained healthy across our franchise.”
John “JR” Ross, President and Chief Executive Officer of Central Bancompany
“We also continue to align our leadership talent with our strongest growth opportunities.”
John “JR” Ross, President and Chief Executive Officer of Central Bancompany
“These results reflect the resilience of our business model, the strength of our customer relationships, and the dedication of our associates across all of our markets.”
Third Quarter 2026 Financial Highlights * Net income of $116.2 million, or $0.48 per fully diluted share, compared to $113.8 million and $0.47 in the prior quarter and $97.1 million, or $0.44 in the prior year quarter * Net interest income of $218.9 million, reflecting a net interest margin (“NIM”) of 4.48% compared to 4.40% in the prior quarter and 4.36% in the prior year quarter * Average total loans held for investment of $11.7 billion, quarterly increase of $0.1 billion, or 3.2% annualized, from the prior quarter * Average total deposits of $15.4 billion, an increase of $0.6 billion or 4.4% from prior year quarter * Return on average assets (“ROAA”) of 2.27% * Efficiency ratio of 45.9% and efficiency ratio (FTE)(1) of 45.4% * Asset quality remained strong, with nonperforming assets at 33 bps of total assets and annualized net charge-offs of 12 bps for the quarter JEFFERSON CITY, Mo., Oct. 27, 2026 (GLOBE NEWSWIRE) -- Central Bancompany, Inc. (Nasdaq: CBC) (“Central Bancompany”, “the Company”, or “CBC”), the bank holding company for The Central Trust Bank (the “Bank”), today announced preliminary financial results for the third quarter 2026.
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