Chime Reports Third Quarter 2026 Financial Results
Key Highlights
- ➤Revenue $718 million, up 32% year over year
- ➤Net income $44 million marks Chime’s third consecutive GAAP-profitable quarter
- ➤Active Members rose 20% year over year to 10.9 million
- ➤Q4 revenue outlook raised to $757-$767 million; adjusted EBITDA $161-$166 million
- ➤Full-year 2026 revenue outlook raised to $2.792-$2.802 billion
Expert Statements
Chris Britt, CEO and Co-founder of Chime
“This was our strongest quarter yet as a public company, and we are seeing structural improvements in our growth and profitability profile.”
Chris Britt, CEO and Co-founder of Chime
“We added a record 1.8 million net new Active Members over the past year, accelerated revenue growth to 32%, and delivered our third consecutive quarter of GAAP profitability.”
Chris Britt, CEO and Co-founder of Chime
“Chime Prime and our growing lending business are deepening primary account relationships and driving the strongest unit economics in our history.”
Chris Britt, CEO and Co-founder of Chime
“Our momentum gives us confidence to raise our outlook for the remainder of the year.”
Chime(®) (Nasdaq: CHYM) today reported financial results for the quarter ended September 30, 2026.
“This was our strongest quarter yet as a public company, and we are seeing structural improvements in our growth and profitability profile,” said Chris Britt, CEO and Co-founder of Chime. “We added a record 1.8 million net new Active Members over the past year, accelerated revenue growth to 32%, and delivered our third consecutive quarter of GAAP profitability. Chime Prime and our growing lending business are deepening primary account relationships and driving the strongest unit economics in our history. Our momentum gives us confidence to raise our outlook for the remainder of the year.”
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