Civista Bancshares, Inc. Announces Third Quarter 2026 Net Income of $16.0 million, up 25.5% from Third Quarter 2025

Chuck Parcher, President and Chief Executive Officer of Civista Bancshares, Inc.

“I am pleased with Civista's strong performance in the third quarter and proud of the continued execution by our team,”

Chuck Parcher, President and Chief Executive Officer of Civista Bancshares, Inc.

“We delivered net income of $16.0 million, expanded our net interest margin to 3.93%, and improved our efficiency ratio to 55.3%, while also generating solid loan growth. These results reflect the strength of our franchise, disciplined balance sheet management, and the dedication of our employees to serving our customers and communities.”

Chuck Parcher, President and Chief Executive Officer of Civista Bancshares, Inc.

“Our focus remains on growing responsibly while maintaining a strong and well-managed balance sheet. Total loans increased $38.0 million during the quarter, while brokered deposits declined another $25.0 million. Credit quality also remained well managed, with non-performing assets declining to $27.6 million. We are encouraged by these trends and remain focused on balancing growth with prudent funding and credit risk management.”

Chuck Parcher, President and Chief Executive Officer of Civista Bancshares, Inc.

“As I begin my tenure as President and CEO, I am honored to have the opportunity to lead Civista and build upon the strong foundation established by those who came before me. Our priorities remain clear: take care of our customers, support our communities, invest in our people, and deliver consistent execution. I have tremendous confidence in our team, the strength of our franchise, and Civista's ability to create long-term value for our shareholders, customers, and communities.”