Colony Bankcorp, Inc. Reports Third Quarter 2026 Results Declares Quarterly Cash Dividend of $0.12 Per Share

Heath Fountain, Chief Executive Officer of Colony Bankcorp, Inc.

“We are pleased to report improved financial performance in the third quarter, driven by solid execution and sustained profitability across our core franchise. The momentum built over recent quarters reflects the resilience of our business model and our focus on disciplined balance sheet management, efficiency, and sound credit quality. As we move through the remainder of the year and complete our partnership with First Reliance, we believe we are well positioned to capitalize on the opportunities that will allow us to deliver consistent results.”

Heath Fountain, Chief Executive Officer of Colony Bankcorp, Inc.

“Loan growth was lower in the third quarter and is reflective of our commitment to pricing discipline in a changing rate environment. Margin continues to improve, which is a result of increasing earning asset yields and consistent pricing on our new and renewed loans. While our long-term target for loan growth remains unchanged, we are likely to see softer growth in the near-term.”

Heath Fountain, Chief Executive Officer of Colony Bankcorp, Inc.

“We previously announced that all necessary regulatory approvals and shareholder approvals have been obtained for our partnership with First Reliance. Both teams have been working to ensure a smooth transition at legal close as well as preparing for our systems conversion and customer integration currently expected in the second quarter of 2027 and we remain on track to successfully achieve our goals.”

Heath Fountain, Chief Executive Officer of Colony Bankcorp, Inc.

“As we look ahead, our outlook remains bright. Uniting our teams and strengths allows us to build on our momentum, sharpen our focus on operational excellence, and deliver even greater long-term value to our shareholders, customers, and communities.”