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Equifax expands access to cash flow data solutions for confident decisioning

PR Newswire•16/10/2026•07:45 ET
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Key Highlights

  • ➤Equifax expands open banking solutions with Mastercard Open Finance access
  • ➤Three Mastercard cash flow products now available to Equifax customers
  • ➤Solutions target 76.1 million thin-file or credit-invisible U.S. consumers
  • ➤Cashflow Analytics analyzes up to 24 months of bank transactions
  • ➤Payment Risk Insights provides scores to predict repayment risk

Expert Statements

Jacob Osborne, Senior Vice President and General Manager, Fintech and Payments at Equifax

“Financial institutions have diverse operational needs, meaning a single cash flow partner does not necessarily fit each organization's needs. Our goal is to give our customers the flexibility to choose the open finance provider that works for them and provide that data alongside Equifax credit and alternative data to make confident decisions that can open up new opportunities for consumers.”

Bart Willaert, Executive Vice President, Open Finance, Americas, Mastercard

“As lenders and fintechs look to gain a more complete view of financial health, access to trusted, consumer-permissioned cash flow insights becomes increasingly important. Our collaboration with Equifax will help organizations make faster, more confident decisions while unlocking new opportunities to expand access to credit.”

Equifax expands access to cash flow data solutions for confident decisioning PR Newswire

Expanded collaboration with Mastercard Open Finance extends access to consumer-permissioned financial insights alongside Equifax credit data

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