FNF Reports Third Quarter 2026 Financial Results

William P. Foley, II, Chairman of Fidelity National Financial

“FNF delivered another quarter of strong execution across our Title and F&G businesses, demonstrating the strength of our franchises. Our Title business generated an industry leading adjusted pre-tax title margin of 17.1% despite continued pressure on residential transaction volumes, supported by disciplined expense management and strong commercial performance. At F&G, assets under management before reinsurance reached a record $76.2 billion, driven by record core retail sales of $2.1 billion. Together, these results demonstrate the ability of our businesses to generate attractive returns today, with meaningful upside as market conditions improve.”

William P. Foley, II, Chairman of Fidelity National Financial

“Our businesses also continue to produce strong and consistent cash flow, providing the flexibility to invest for future growth while returning excess capital to shareholders. During the first nine months of 2026, FNF has returned approximately $561 million through dividends and share repurchases. This financial flexibility remains an important competitive advantage, allowing us to invest through market cycles while maintaining our continued commitment to return capital to shareholders.”

Mike Nolan, Chief Executive Officer of Fidelity National Financial's Title Segment

“Our Title business delivered another strong quarter, generating adjusted pre-tax title earnings of $422 million and an industry leading adjusted pre-tax title margin of 17.1%. These results reflect the strength of our disciplined operating strategy and our ability to consistently outperform the broader market. Commercial remained a meaningful contributor, with revenue increasing 19% over the prior year, while our residential purchase business continued to outperform despite low transaction volumes. As we manage through this market cycle, we remain focused on maintaining our operating discipline and investing in the business to drive long-term growth and profitability.”

Mike Nolan, Chief Executive Officer of Fidelity National Financial's Title Segment

“We also continue to build on our differentiated technology platform to enhance the value, security and convenience of the real estate transaction experience. FNF provides essential services that extend well beyond the title insurance policy. We also manage the settlement process from start to finish. We are the rails on which real estate transactions run. Our investments in identity verification, property monitoring, inHere and AI are strengthening the way that transactions are executed, protected and experienced, while driving greater efficiency across our operations. Together, these investments are enhancing the value we provide to our business partners and customers while strengthening our competitive position for the long term.”

Conor Murphy, Chief Executive Officer and President of F&G

“F&G continued to build momentum in the third quarter, with record core retail sales driving assets under management before reinsurance to a record $76.2 billion. Importantly, we are generating this growth while maintaining our disciplined approach to pricing and profitability, prioritizing business that meets our return targets and allocating capital to the most attractive opportunities. Our diversified distribution platform and growing core retail franchise provide us with significant opportunities to continue scaling the business while maintaining our focus on profitability and returns.”

Conor Murphy, Chief Executive Officer and President of F&G

“We also continue to make meaningful progress toward a more fee-based, higher margin and less capital intensive business while growing our core spread-based franchise. Our strong inforce book provides a stable foundation of earnings and capital generation, while our strategic reinsurance relationships and owned distribution platform provide additional sources of fee-based earnings and financial flexibility. Together, these capabilities give us multiple avenues to grow earnings and improve returns as we continue to scale the business.”