Fold Launches Fold Reserve, Offering Consumers A Market Leading Rewards Program in the Financial Marketplace, Featuring Bill Pay Rewards
Globe Newswire•20/10/2026•09:00 ET
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Key Highlights
- ➤Fold Reserve launches with rewards across cards, bills, bitcoin, and gift cards
- ➤$100,000 Reserve balance unlocks maximum rewards: 5% credit, 3% debit, 3% bill pay
- ➤Eligible bill payments include rent, mortgages, utilities, and school tuition
- ➤Fold Reserve members receive zero Fold trading fees and free bitcoin withdrawals
- ➤Fold credit card becomes available to all eligible consumers, ending the wait list
Expert Statements
Will Reeves, CEO of Fold
“For rewards maximizers who want more from their entire financial life, Fold Reserve is the only rewards program that earns on every category that matters: spending, bills, gifts, and more.”
Will Reeves, CEO of Fold
“No other rewards program earns you rewards on your bills and life’s biggest expenses. Unlike traditional bank programs that require six figure minimums for modest returns, fintech subscriptions that lock you into one asset class, or crypto staking programs that put your capital at risk, Fold Reserve delivers best in class reward rates across your entire financial life.”
Wolfe Repass, Chief Financial Officer of Fold
“Fold was born out of a belief that financial services must serve the consumer first and foremost, and Fold Reserve is a culmination of that vision. By offering customers a complete suite of financial products that maximize rewards benefits, we are also empowering Fold to become a much more complete financial institution with greater capacity for growth.”
Will Reeves, CEO of Fold
“The largest expenses in most households earn no rewards at all. Rent. Utilities. Mortgage. Recurring bills. They are predictable, unavoidable, and until now, completely unrewarded. Fold Reserve is a rewards program built around your entire financial life: spending, bills, gifts, bitcoin. Every category earns.”
Will Reeves, CEO of Fold
“Fold is now the best place to buy, sell, and hold bitcoin,”
Will Reeves, CEO of Fold
“We are really excited to be able to offer such an attractive perk to our clients.”
Designed to outperform rewards programs from traditional banks to fintech; enabling consumers to live their entire financial life in bitcoin via Fold
Introduces category-redefining Bill Pay, enabling Fold Reserve members to receive rewards on payment of everyday bills including rent, mortgages, utilities, and school tuition
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