H&R Block Emerald Advance® Loan offers up to $1,750 now through Dec. 30
Key Highlights
- ➤Emerald Advance offers H&R Block customers loans up to $1,750 through Dec. 30
- ➤Loans carry a fixed 35.90% APR with repayment due March 31, 2027
- ➤Emerald Advance loan amounts range from $400 to $1,750, subject to approval
- ➤Pathward, N.A. originates the Emerald Advance loans for H&R Block
Expert Statements
John Thompson, Vice president of financial services and small business at H&R Block
“Rising prices are stretching household budgets at exactly the time of year when expenses tend to pile up”
John Thompson, Vice president of financial services and small business at H&R Block
“H&R Block supports our clients during tax season and throughout the year. For those who need a little extra help as we wrap up the year, the Emerald Advance(®) Loan offers a fixed-rate term to help manage those year-end expenses.”
John Thompson, Vice president of financial services and small business at H&R Block
“At H&R Block we want you to treat a short-term loan as a deliberate decision, not a quick fix”
John Thompson, Vice president of financial services and small business at H&R Block
“Know your terms, borrow the minimum that meets your need, and have a realistic plan to repay on time.”
KANSAS CITY, Mo., Nov. 10, 2026 (GLOBE NEWSWIRE) -- H&R Block (NYSE: HRB), a global leader in tax preparation services, is now accepting applications for the Emerald Advance(®) Loan, originated by Pathward(®), N.A., through Dec. 30.¹ This fixed-rate, short-term loan of up to $1,750 has a 35.90% APR and no minimum monthly payments, and no impact to an applicant’s credit score.² As families navigate year-end expenses and the holiday season, the Emerald Advance Loan is designed to give them the flexibility to cover budget gaps and keep their finances on track, with loan repayment not due in full until March 31, 2027.(3)
According to Deloitte’s 2026 Holiday Retail Survey, average household holiday spending is expected to reach $1,654, up 4% year over year, with 79% of respondents expecting prices to be higher than last season.(4) For many families, planned spending already stretches the budget, leaving little room when unexpected costs arise.
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