Hancock Whitney Reports Third Quarter 2026 EPS of $1.36
Key Highlights
- ➤Adjusted EPS $1.66, up 7% linked-quarter, excluding OFB acquisition items
- ➤Net income $110.1 million, or $1.36 EPS, down from $127.0 million
- ➤Loans rose $2.0 billion and deposits increased $2.5 billion, including OFB balances
- ➤NIM expanded 5 basis points to 3.61%; adjusted PPNR rose 6%
- ➤Estimated CET1 ratio fell to 11.53% from 13.19% after OFB acquisition
Expert Statements
John M. Hairston, President & CEO of Hancock Whitney Corporation
“We are pleased to share another quarter of solid results for the third quarter of 2026”
John M. Hairston, President & CEO of Hancock Whitney Corporation
“Profitability remains strong with adjusted EPS of $1.66, up 7% from prior quarter, adjusted ROA of 1.41%, and an improved efficiency ratio of 54.46%.”
John M. Hairston, President & CEO of Hancock Whitney Corporation
“We delivered strong loan and deposit growth, while NIM expanded 5 basis points to 3.61%.”
John M. Hairston, President & CEO of Hancock Whitney Corporation
“Our criticized loan levels decreased during the quarter and our ACL remains robust at 1.42%.”
John M. Hairston, President & CEO of Hancock Whitney Corporation
“On August 1, we were pleased to welcome new colleagues and clients through the acquisition of One Florida Bank.”
John M. Hairston, President & CEO of Hancock Whitney Corporation
“As 2026 draws to a close, we remain committed to executing on our organic growth plan and maintaining operational efficiency and a strong capital position.”
Hancock Whitney Corporation (Nasdaq: HWC) (“Hancock Whitney”) today announced its financial results for the third quarter of 2026. Net income for the third quarter of 2026 totaled $110.1 million, or $1.36 per diluted common share (EPS), compared to $127.0 million, or $1.55 per diluted common share, in the second quarter of 2026. On August 1, 2026, Hancock Whitney closed the acquisition of OFB Bancshares, Inc., the parent company of One Florida Bank (“OFB”). Third quarter 2026 results include a pretax charge of $30.4 million, or $0.30 per share, of supplemental disclosure items related to the acquisition of OFB. Excluding the impact of these supplemental disclosure items, EPS would be $1.66, up $0.11 linked-quarter. There were no supplemental disclosure items in the second quarter of 2026. The company reported net income for the third quarter of 2025 of $127.5 million, or $1.49 per diluted common share. There were no supplemental disclosure items in the third quarter of 2025.
Get started
Create a free account to read the full story.