Hanmi Reports 2026 Third Quarter Results
Key Highlights
- ➤Q3 net income $23.7 million, or $0.80 per diluted share
- ➤Net interest income rose 5.8% to $67.6 million
- ➤Net interest margin expanded eight basis points to 3.44%
- ➤Deposits grew 1.4% to $7.06 billion, driven by core deposits
- ➤$3.2 million commercial real estate loan charge-off; nonperforming assets remained 0.12%
Expert Statements
Bonnie Lee, President and Chief Executive Officer of Hanmi Financial Corporation
“Hanmi delivered solid financial performance in the third quarter, driven by 5.8% growth in net interest income and a 10.8% increase in preprovision net revenue”
Bonnie Lee, President and Chief Executive Officer of Hanmi Financial Corporation
“Net interest margin expanded eight basis points to 3.44%, supported by higher yields on interest-earning assets and disciplined funding costs. We also continued to strengthen our deposit base, with total deposits increasing 1.4%, driven primarily by growth in core deposits.”
Bonnie Lee, President and Chief Executive Officer of Hanmi Financial Corporation
“In the third quarter, we generated robust loan production of $544 million across our business, reflecting the strength of the Hanmi franchise and healthy market demand. Elevated payoffs partially offset this strong production, resulting in a modest increase in loan balances. More importantly, asset quality remains strong, underpinned by conservative underwriting, proactive portfolio management, and strong credit administration.”
Bonnie Lee, President and Chief Executive Officer of Hanmi Financial Corporation
“Looking ahead, our strong capital position, growing deposit base, disciplined expense management, and positive earnings momentum position us well to capitalize on opportunities across our markets and continue delivering long-term value for our shareholders”
LOS ANGELES, Oct. 27, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the parent company of Hanmi Bank (the “Bank”), today reported financial results for the third quarter of 2026.
Net income for the third quarter of 2026 was $23.7 million, or $0.80 per diluted share, compared with $23.5 million, or $0.79 per diluted share for the second quarter of 2026. The return on average assets for the third quarter was 1.17% and the return on average equity was 10.90%, compared with a return on average assets of 1.20% and a return on average equity of 11.09% for the second quarter of 2026.
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