HOME BANCORP, INC. ANNOUNCES 2026 THIRD QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND
Key Highlights
- ➤Q3 net income $10.1 million, or $1.28 diluted EPS, down from $1.48
- ➤Nonperforming assets rose 37% to $53.7 million, or 1.49% of assets
- ➤Six loan relationships totaling $19.5 million moved to nonaccrual status
- ➤Net interest income increased $110,000 to $35.9 million despite NIM declining to 4.19%
- ➤Board declared quarterly dividend of $0.32 per share payable November 13
Expert Statements
John W. Bordelon, Chief Executive Officer of Home Bancorp, Inc. and Home Bank, N.A.
“Quarterly results demonstrated the resilience of our core earnings, with net interest income holding essentially stable despite credit related interest reversals and continued deposit pricing pressure.”
John W. Bordelon, Chief Executive Officer of Home Bancorp, Inc. and Home Bank, N.A.
“Although net interest margin declined five basis points to 4.19%, disciplined balance sheet management partially offset the impact of loans moving to nonaccrual status and higher funding cost. We remain focused on protecting capital, preserving liquidity and deploying resources in ways that support sustainable earnings and long-term shareholder value.”
Darren E. Guidry, President of Home Bancorp, Inc. and Home Bank, N.A.
“We moved promptly to recognize and address emerging credit issues during the quarter.”
Darren E. Guidry, President of Home Bancorp, Inc. and Home Bank, N.A.
“Six loan relationships totaling $19.5 million were placed on nonaccrual status, increasing criticized and nonperforming loans. Based on our current assessment, we do not anticipate sizable losses from these relationships. Our priorities remain disciplined underwriting, active portfolio management and measured balance sheet growth that produces appropriate risk adjusted returns.”
HOME BANCORP, INC. ANNOUNCES 2026 THIRD QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND PR Newswire
LAFAYETTE, La., Oct. 19, 2026 /PRNewswire/ -- Home Bancorp, Inc. (Nasdaq: HBCP) (the "Company"), the parent company for Home Bank, N.A. (the "Bank") (www.home24bank.com ), reported financial results for the third quarter of 2026. For the quarter, the Company reported net income of $10.1 million, or $1.28 per diluted common share ("diluted EPS"), down $1.5 million from $11.6 million, or $1.48 diluted EPS, for the second quarter of 2026.
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