Home BancShares Reports Record Third Quarter Net Income, Bringing the Company Closer to a Half-Billion-Dollar Year
Key Highlights
- ➤Q3 net income record $129.5 million, up from $119.3 million sequentially
- ➤Diluted EPS record $0.65, matching adjusted EPS
- ➤Total loans fell $216.6 million to $16.91 billion
- ➤Non-performing assets rose to 1.02% from 0.93% sequentially
- ➤Quarterly dividend increased 9.5% to $0.23 per share
Expert Statements
John Allison, Chairman of Home BancShares
“In banking some play the growth game. At HOMB, we focus on stability. Strength is no accident, it’s our culture, and for that I am proud. Our team delivered a very solid and safe third quarter.”
CONWAY, Ark., Oct. 14, 2026 (GLOBE NEWSWIRE) -- Home BancShares, Inc. (NYSE: HOMB) (“Home” or the “Company”), parent company of Centennial Bank, released quarterly earnings today.
MetricQ3 2026Q2 2026Q1 2026Q4 2025Q3 2025 Net income$129.5 million$119.3 million$118.2 million$118.2 million$123.6 million Net income, as adjusted (non-GAAP) ((1))$129.1 million$128.1 million$118.2 million$117.9 million$119.7 million Total revenue (net)$288.4 million$295.1 million$266.7 million$282.1 million$277.7 million Income before income taxes$166.9 million$154.4 million$152.2 million$153.3 million$159.3 million Pre-tax, pre-provision, net income (PPNR) (non-GAAP) ((1))$166.9 million$159.6 million$152.7 million$167.7 million$162.8 million PPNR, as adjusted (non-GAAP) ((1))$166.6 million$171.2 million$152.7 million$167.1 million$157.7 million Pre-tax net income to total revenue (net)57.87%52.32%57.08%54.35%57.38% Pre-tax net income, as adjusted, to total revenue (net) (non-GAAP) ((1))57.75%56.27%57.06%54.14%55.53% P5 (NR)(Pre-tax, pre-provision, profit percentage) (PPNR to total revenue (net)) (non-GAAP) ((1))57.87%54.08%57.27%59.46%58.64% P5 (NR), as adjusted (non-GAAP) ((1))57.75%58.03%57.25%59.25%56.80% ROA2.12%1.95%2.09%2.06%2.17% ROA, as adjusted (non-GAAP) ((1))2.11%2.09%2.09%2.05%2.10% NIM4.53%4.51%4.51%4.61%4.56% Purchase accounting accretion$2.9 million$3.6 million$1.1 million$1.3 million$1.3 million ROE11.24%10.55%11.09%11.04%11.91% ROE, as adjusted (non-GAAP) ((1))11.20%11.32%11.08%11.01%11.54% ROTCE (non-GAAP) ((1))16.59%15.67%16.56%16.65%18.28% ROTCE, as adjusted (non-GAAP) ((1))16.54%16.82%16.55%16.60%17.70% Diluted earnings per share$0.65$0.59$0.60$0.60$0.63 Diluted earnings per share, as adjusted (non-GAAP) ((1))$0.65$0.64$0.60$0.60$0.61 Non-performing assets to total assets1.02%0.93%0.97%0.55%0.56% Common equity tier 1 capital16.7%16.3%16.7%16.3%16.1% Leverage14.3%13.9%14.3%14.1%13.8% Tier 1 capital16.7%16.3%16.7%16.3%16.1% Total risk-based capital19.4%19.0%19.5%19.1%18.9% Allowance for credit losses to total loans1.93%1.92%1.90%1.90%1.87% Book value per share$22.74$22.68$22.15$21.88$21.41 Tangible book value per share (non-GAAP) ((1))$15.35$15.32$14.87$14.60$14.13 Dividends per share$0.23$0.21$0.21$0.21$0.20 Shareholder buyback yield ((2))0.69%0.77%0.25%0.27%0.18%
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