HomeTrust Bancshares, Inc. Announces Financial Results for the Third Quarter of the Year Ending December 31, 2026 and Declaration of a Quarterly Dividend

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“Our third-quarter financial results continued the momentum established in the first half of the year, as our top-quartile net interest margin expanded to 4.46%”

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“We also accelerated the pace of share repurchases as part of our ongoing and prudent capital management strategy.”

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“These actions allow the Company to deploy excess capital and reflect our conviction that the Company’s shares are currently undervalued.”

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“In August, we were excited to announce the signing of a definitive merger agreement where HomeTrust will acquire Blue Ridge Bankshares, Inc., the holding company for Blue Ridge Bank, expanding HomeTrust’s footprint into desirable Virginia markets and creating a commercial bank with more than $7 billion in assets and over 60 locations across the Southeast.”

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“I’m enthusiastic about the proforma company and the opportunity to welcome our new Virginia teammates to the HTB team.”

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“Blue Ridge brings a strong deposit franchise, a growing commercial loan portfolio, and deep local relationships that complement our existing footprint and capabilities.”

Hunter Westbrook, President and Chief Executive Officer of HomeTrust Bancshares, Inc.

“This transaction represents a compelling opportunity to further strengthen our presence in the attractive Virginia market and accelerate our growth and profitability strategies.”