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How Small Apartment Habits Can Help Renters Avoid Big Insurance Claims

PR Newswire•29/09/2026•09:06 ET
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Key Highlights

  • ➤Mercury Insurance (MCY) recommends habits to prevent apartment fire, water, theft and liability claims
  • ➤Mercury Insurance (MCY) says shared apartment risks can affect neighboring units and buildings
  • ➤Renters insurance may cover belongings, liability and additional living expenses after covered losses

Expert Statements

Lauren Lewis, Director, HO Underwriting at Mercury Insurance

“Living in an apartment means your home is connected to other homes, so a problem in one unit can quickly affect several others.”

Lauren Lewis, Director, HO Underwriting at Mercury Insurance

“Renters can't control everything about the property, but paying attention to everyday risks inside their apartment can help protect their belongings, their neighbors and the building itself.”

Lauren Lewis, Director, HO Underwriting at Mercury Insurance

“Apartment living adds a shared-risk element that renters sometimes overlook.”

Lauren Lewis, Director, HO Underwriting at Mercury Insurance

“A leaking appliance or kitchen fire doesn't necessarily stop at your front door. Small preventive habits can make a meaningful difference in keeping an incident from becoming a much larger loss.”

How Small Apartment Habits Can Help Renters Avoid Big Insurance Claims PR Newswire

Simple everyday steps can help renters reduce the risk of fire, water damage, theft and liability losses

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