ICE First Look: September Delinquencies Track Seasonal Norms as Foreclosure Pipeline Shifts Toward Recent Vintages
Business Wire•27/10/2026•09:00 ET
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Key Highlights
- ➤National delinquency rate rose 12 bps to 3.66%, roughly matching seasonal norms
- ➤Active foreclosure inventory rose 37% year over year, reaching its highest level since early 2019
- ➤2022-or-later originations comprised 43% of foreclosure starts and 49% of completed sales
- ➤Monthly prepayment speed fell to 0.59%, a 19-month low amid elevated mortgage rates
- ➤Foreclosure sales rose 15% year over year to 8,200, despite starts declining 3%
Expert Statements
Bob Hart, President of Mortgage Technology at ICE
“Serious delinquencies and active foreclosures are drawing renewed attention, and they're also where technology makes the most difference”
Bob Hart, President of Mortgage Technology at ICE
“Servicers need to reach homeowners early to help keep them in their homes and move quickly from first contact to an executable workout without manual handoffs.”
Bob Hart, President of Mortgage Technology at ICE
“ICE's MSP is built to help servicers manage that complexity at scale, with integrated capabilities that support consistent, compliant processes from outreach through workout decisions and default resolution.”
ICE First Look: September Delinquencies Track Seasonal Norms as Foreclosure Pipeline Shifts Toward Recent Vintages
Intercontinental Exchange, Inc. (NYSE: ICE), one of the world's leading providers of financial market technology and data powering global capital markets, today released the September 2026 ICE First Look at mortgage delinquency, foreclosure and prepayment trends.
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