Jiayin Group Inc. Reports Second Quarter 2026 Unaudited Financial Results

SHANGHAI, Aug. 28, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its unaudited financial results for the second quarter ended June 30, 2026.

Second Quarter 2026 Operational and Financial Highlights: * Transaction volume(1) was RMB9.5 billion (US$1.4 billion), representing a decrease of 74.4% from the same period of 2025. * Average borrowing amount per borrowing was RMB6,663 (US$982), representing a decrease of 18.0% from the same period of 2025. * Repeat borrowing contribution(2) was 73.1%, compared with 75.6% in the same period of 2025. * 90 day+ delinquency ratio(3) was 2.21% as of June 30, 2026. * Net revenue was RMB736.9 million (US$108.6 million), representing a decrease of 60.9% from the same period of 2025. * Loss from operations was RMB246.7 million (US$36.4 million), compared with RMB639.1 million income from operation in the same period of 2025. * Non-GAAP(4) loss from operations was RMB225.7 million (US$33.3 million), compared with RMB737.6 million non-GAAP(4) income from operations in the same period of 2025. * Net loss was RMB183.6 million (US$27.1 million), compared with RMB519.1 million net income in the same period of 2025. _____________________________ (1) “Transaction volume” refers to the total loan transaction volume in Chinese Mainland during the period presented. (2) “Repeat borrowing contribution” for a given period refers to the percentage of transaction volume in Chinese Mainland attributable to repeat borrowers during that period. “Repeat borrowers” during a certain period refers to borrowers who have borrowed in such period and have borrowed at least twice since such borrowers’ registration on our platform until the end of such period. (3) “90 day+ delinquency ratio” refers to the outstanding principal balance of loans that were 91 to 180 calendar days past due as a percentage of the total outstanding principal balance of loans facilitated through the Company’s platform as of a specific date. Loans facilitated outside Chinese Mainland are not included in the calculation. (4) Please see the section entitled “Use of Non-GAAP Financial Measure” below and the table captioned “Unaudited Reconciliations of GAAP and Non-GAAP Results” set forth at the end of this press release.