JSB Financial Inc. Reports Second Quarter 2026 Results

JSB Financial Inc. (the Company) (OTCID: JFWV), the bank holding company of Jefferson Security Bank (the Bank), reported unaudited net income of $1.6 million for the second quarter of 2026, representing an increase of $642 thousand, or 65.0% when compared to $987 thousand for second quarter of 2025. Basic and diluted earnings per common share were $6.33 and $3.83 for the second quarter of 2026 and 2025, respectively. For the first six months of 2026, net income was $2.8 million, representing an increase of $1.0 million, or 61.3%, when compared to $1.7 million for the first six months of 2025. Basic and diluted earnings per common share were $10.72 and $6.65 for the first six months of 2026 and 2025, respectively.

Annualized return on average assets and average equity for June 30, 2026 was 0.97% and 14.53%, respectively, and 0.63% and 11.06%, respectively, for June 30, 2025.