Kish Bancorp, Inc. Reports Record Net Income of $6.4 Million, or $2.11 Per Share, for the Third Quarter of 2026

William P. Hayes, Executive Chairman of Kish Bancorp, Inc.

“Earnings saw continued expansion in the third quarter, as margin improved from growth in core deposits, sustained balance sheet management strategies, and planned moderation in loan growth throughout the quarter. Third quarter earnings grew 23.9% compared to the third quarter of 2025, bringing year-to-date earnings up 34.9% over the same period last year. Revenue grew across all our business lines, and we closely managed expenses and deposit costs. We expect our strategic growth focus to serve us well as we head into the fourth quarter and plan for 2027.”

Gregory T. Hayes, President and CEO of Kish Bancorp, Inc.

“The work we have done to expand our markets and grow deposits while we modernize our business operations continues to produce tangible results. Utilizing technology to enhance human connection and relationships has been a priority throughout this process, and we are seeing the benefits in how we operate and serve our clients. As we continue to expand in both new and existing markets, we remain committed to the personal service that has long distinguished us in the communities we serve.”

Gregory T. Hayes, President and CEO of Kish Bancorp, Inc.

“Following a strong second quarter, loan growth moderated in the third quarter as projected, with linked-quarter growth of 1.2%, as anticipated payoffs of maturing loans were received. Year-over-year, total loans outstanding grew $148.8 million, or 9.0%, in line with our budget and the steady progress we’ve seen throughout the year. Loan growth has diversified across loan categories, with multiple segments driving meaningful gains in the portfolio. The continued contribution from 1-4 family residential loans, which expanded by $67.0 million, or 15.8% was balanced by strong growth in commercial and industrial loans, which increased by $53.1 million, or 35.4%, and non-farm non-residential loans, which grew by $58.3 million, or 14.1%, compared to a year ago.”

Gregory T. Hayes, President and CEO of Kish Bancorp, Inc.

“The single syndication loan that matured and moved into nonaccrual status at the end of the first quarter, following construction-related delays past its contractual maturity, was paid off and resolved during the quarter. As we anticipated, the resolution had no material impact on loan losses or earnings, and our overall portfolio remains sound. It was a singular case of a well-structured loan working through the maturity process which was resolve promptly,”

Tina M. Collins, CFO of Kish Bancorp, Inc.

“We reduced total borrowings in the third quarter, partially replacing that funding with brokered deposits to lock in costs ahead of anticipated rate increases. While this contributed to a modest increase in our cost of funds compared to the prior quarter, the net interest margin expanded, driven by higher earning asset yields. We continue to take a measured approach to our funding mix as we balance cost, liquidity and flexibility,”