NBT Bancorp Inc. Announces Record Third Quarter 2026 Results and Declares Cash Dividend
Key Highlights
- ➤Net income $58.0 million, or $1.11 per diluted share, up from $54.5 million.
- ➤Net interest margin 3.78%, up five basis points from the prior quarter.
- ➤Period-end loans $11.95 billion, up 3.0% from December 31, 2025.
- ➤Nonperforming assets 0.43% of total assets, up from 0.33% at year-end.
- ➤NBT approved fourth-quarter dividend of $0.40 per share, up 8.1% year-over-year.
Expert Statements
Scott Kingsley, President and CEO of NBT Bancorp Inc.
“Our record third quarter results reflect the strength of our diversified business model and disciplined execution across the company.”
Scott Kingsley, President and CEO of NBT Bancorp Inc.
“We delivered solid loan growth, grew net interest income and expanded our net interest margin, and continued to maintain strong capital levels.”
Scott Kingsley, President and CEO of NBT Bancorp Inc.
“These results position us well to continue serving our customers and communities and creating long-term value for our shareholders.”
NORWICH, N.Y., Oct. 27, 2026 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) reported net income and diluted earnings per share for the three and nine months ended September 30, 2026.
Net income for the third quarter of 2026 was $58.0 million, or $1.11 per diluted common share, compared to $54.5 million, or $1.03 per diluted common share, for the third quarter of 2025, and $53.0 million, or $1.02 per diluted common share, for the second quarter of 2026. Operating diluted earnings per share(()(1)), a non-GAAP measure, was $1.11 for the third quarter of 2026, compared to $1.05 for the third quarter of 2025 and $1.01 for the second quarter of 2026.
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