Nu Holdings Ltd. Reports Third Quarter 2026 Financial Results
Business Wire•12/11/2026•16:43 ET
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Key Highlights
- ➤Gross revenue reached $6.3 billion, up 37% YoY
- ➤Net income reached record $1.1 billion, up 31% YoY
- ➤Credit portfolio grew 33% YoY to $41.6 billion
- ➤Nu expects 2026 efficiency ratio of 19% to 19.5%
- ➤Nu added 3.7 million customers, reaching 143 million globally
Expert Statements
David Vélez, Founder and CEO of Nubank
“We delivered record quarterly net income of $1.1 billion while continuing to grow across our core markets and taking our first steps beyond Latin America. In Brazil, where we already serve 65% of adults, our activity rate rose for the seventh consecutive quarter to a record 86.3%. Mexico added 870 thousand customers in our first quarter as a bank. In Colombia, we are now the country's largest credit card issuer by number of cardholders. In the third quarter, we successfully launched Nu US and Nu Global. Within weeks, Nu US reached customers in all 50 states, and Nu Global already serves customers in 37 countries.”
Nu Holdings Ltd. Reports Third Quarter 2026 Financial Results
Nu Holdings Ltd. (NYSE: NU) (“Nu” or the “Company”), the largest digital bank in Latin America, today released its financial results for the third quarter ended September 30, 2026, prepared in accordance with IFRS, as well as complementary managerial results. The financial statements and earnings presentation are available on the Company’s Investor Relations website at www.investors.nu , along with details of the earnings conference call to be held today at 5:00 p.m. Eastern Time / 7:00 p.m. Brasília time.
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