OP Bancorp Reports Third Quarter 2026 Net Income of $7.8 Million, Diluted EPS of $0.52
Business Wire•22/10/2026•16:30 ET
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Key Highlights
- ➤Net income $7.8 million and diluted EPS $0.52, versus $8.0 million and $0.53 sequentially
- ➤Net interest income increased 11% sequentially to $22.2 million
- ➤Net interest margin expanded 19 basis points sequentially to 3.27%
- ➤Average loans increased 4% sequentially to $2.33 billion
- ➤Criticized loans surged 132% year over year to $77.6 million
Expert Statements
Sang K. Oh, President and Chief Executive Officer of OP Bancorp
“We delivered solid results in the third quarter, with net income of $7.8 million and diluted EPS of $0.52. Continued loan growth supported higher net interest income and further expansion in net interest margin. Book value per share continued to increase, reflecting growth in shareholders’ equity, while we maintained appropriate capital levels. As we enter the final quarter of 2026, we remain committed to sustainable growth, disciplined risk management and operating efficiency”
OP Bancorp Reports Third Quarter 2026 Net Income of $7.8 Million, Diluted EPS of $0.52
compared with second quarter 2026 net income of $8.0 million, diluted EPS of $0.53, and third quarter 2025 net income of $6.7 million, diluted EPS of $0.45
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