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Pathward Financial, Inc. Announces Results for Fourth Quarter and Fiscal Year 2026

Business Wire•21/10/2026•16:05 ET
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Key Highlights

  • ➤Q4 net income $38.6 million; diluted EPS $1.85 versus $1.69 year-over-year
  • ➤Fiscal 2026 net income $175.7 million; diluted EPS $8.14 versus $7.87
  • ➤Q4 net interest income fell 8% to $117.6 million year-over-year
  • ➤Q4 noninterest income rose 12% to $65.6 million; expenses fell 10%
  • ➤Nonperforming assets reached $290.4 million, or 4.00% of total assets

Expert Statements

Brett Pharr, Chief Executive Officer of Pathward Financial

“Fiscal 2026 was another important year of execution for Pathward. We successfully advanced the strategic priorities we set out to accomplish last year, and this was no small feat. We had some major wins across each area, and are very proud of the results the team delivered. While we continue to track and manage some of the credit items we mentioned last quarter, all other areas of the business yielded positive results. We extended contracts with partners, grew noninterest income, and grew net interest income in commercial finance.”

Pathward Financial, Inc. Announces Results for Fourth Quarter and Fiscal Year 2026

Pathward Financial, Inc.( )(“Pathward Financial,” "Pathward," or the “Company” (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion for all, today reported its unaudited results for the fourth quarter and the fiscal year ended September 30, 2026. The Company reported net income of $38.6 million, or earnings per diluted share of $1.85, for the three months ended September 30, 2026, compared to net income of $38.8 million, or earnings per diluted share of $1.69, for the three months ended September 30, 2025.

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