Rate and Compass International Holdings Make Landmark Move, Combining Their Two Joint Ventures, Creating Top 10 U.S. Retail Lending Leader: OriginPoint
Key Highlights
- ➤Guaranteed Rate Affinity and OriginPoint merge under the OriginPoint brand
- ➤Combined ventures create a top 10 national retail mortgage lender
- ➤Compass connects OriginPoint with more than 80,000 real estate professionals
- ➤Homebuyers can complete the connected process in as few as 10 days
- ➤OriginPoint plans to onboard hundreds of high-performing mortgage originators
Expert Statements
Victor Ciardelli, Founder and CEO of Rate
“This merger creates a powerhouse lending platform never before seen in the real estate industry”
Robert Reffkin, Chairman and CEO of Compass International Holdings
“OriginPoint is a trusted partner of our team. By bringing our two joint ventures with Rate together, we can now serve our clients better than ever before”
Victor Ciardelli, Founder and CEO of Rate
“Between Coldwell Banker Realty and Compass alone, there are over 200,000 buy-side purchase transactions representing more than $200 billion in purchase volume. OriginPoint now connects the best real estate professionals and the best loan officers in the country. It is a once-in-a-generation opportunity for best-in-class loan officers to exponentially grow their businesses.”
Robert Reffkin, Chairman and CEO of Compass International Holdings
“We can connect more great real estate professionals with more great loan officers to create a simpler, more seamless and connected experience for homebuyers.”
Victor Ciardelli, Founder and CEO of Rate
“This combination brings our best-in-class team, technology, service and leadership together to create a tremendous opportunity for loan officers to take full advantage of the $200 billion in buy-side transactions available to them to win more deals and help more consumers”
Victor Ciardelli, Founder and CEO of Rate
“Along with giving our loan officers more opportunities to build their businesses, we’re going to recruit like crazy with plans to strategically onboard hundreds of high-performing mortgage originators across the country to serve the increased volume demands from our 80,000+ real estate partners. This announcement is a milestone, but it’s just the beginning of what’s to come.”
CHICAGO and NEW YORK, Nov. 04, 2026 (GLOBE NEWSWIRE) -- Rate, a leading fintech company, and Compass International Holdings, a global real estate services company, announced that their two high-volume mortgage joint ventures, Guaranteed Rate Affinity and OriginPoint, will merge under the OriginPoint brand to create a top 10 national retail mortgage lender with a unique value proposition for loan officers, real estate professionals and consumers.
The result is a mortgage business with vastly greater resources and geographic reach, still backed by Rate’s advanced AI technology, breadth of products and state-of-the-art, end-to-end mortgage lending platform. All of it is seamlessly connected to Compass International Holdings’ owned-brokerage network of more than 80,000 real estate professionals, the largest in the country.
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