SoFi Reports Third Quarter 2026 with Record Net Revenue of $1.4 Billion, Net Income of $241 Million and Raises Full-Year Guidance
Business Wire•27/10/2026•07:00 ET
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Key Highlights
- ➤Q3 adjusted net revenue $1.4B, up 44% year-over-year
- ➤Q3 adjusted EBITDA $469.8M, up 70%, with 34% margin
- ➤2026 guidance raised to $5.04B adjusted net revenue and $1.66B adjusted EBITDA
- ➤2027 outlook introduced at $6.4B adjusted net revenue and $2.24B adjusted EBITDA
- ➤Members grew 35% to 17.1M, while products increased 44% to 26.7M
Expert Statements
Anthony Noto, CEO of SoFi
“We had exceptional Q3 results against the backdrop of any environment, but they are even more remarkable given how 2026 has unfolded”
Anthony Noto, CEO of SoFi
“Our focus is simple. We are adding more members, who are using more products, and generating more revenue per product to create the most value for our shareholders over the long run.”
Anthony Noto, CEO of SoFi
“In less than a decade, we have transformed SoFi from a single-product company into an everything financial app with eight different businesses each generating over $100 million in annualized revenue.”
Anthony Noto, CEO of SoFi
“Our conviction in the opportunity ahead has never been greater.”
SoFi Reports Third Quarter 2026 with Record Net Revenue of $1.4 Billion, Net Income of $241 Million and Raises Full-Year Guidance
Raised 2026 guidance to $5.04 billion adjusted net revenue, $1.66 billion adjusted EBITDA
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