UMB Financial Corporation Reports Third Quarter 2026 Results
Key Highlights
- ➤Q3 GAAP EPS $3.56, up 51.0% year over year
- ➤Q3 revenue $772.4 million, up 13.9% year over year
- ➤Average loans rose 11.1% annualized sequentially to $41.7 billion
- ➤Record gross loan production reached $3.1 billion in Q3 2026
- ➤Nonperforming loans improved to 28 basis points from 31 basis points
Expert Statements
Mariner Kemper, Chairman and chief executive officer of UMB Financial Corporation
“Our third-quarter results demonstrate the strong momentum across UMB’s diversified lines of business, reflected in robust balance sheet and fee income growth, strong asset quality metrics, and a stable net interest margin that together produced superior risk-adjusted returns.”
Mariner Kemper, Chairman and chief executive officer of UMB Financial Corporation
“Gross loan production reached a record $3.1 billion during the quarter, while net loan growth, after payoffs and paydowns, totaled $1.4 billion.”
Mariner Kemper, Chairman and chief executive officer of UMB Financial Corporation
“While persistent inflation, the conflict in the Middle East, and higher short- and long-term interest rates may create headwinds, customer sentiment and demand for business investment across our markets and business lines remain strong, as demonstrated by our record third quarter production.”
Mariner Kemper, Chairman and chief executive officer of UMB Financial Corporation
“We believe UMB’s interest-rate-neutral balance sheet and diversified financial services model position us well to navigate the anticipated environment.”
Mariner Kemper, Chairman and chief executive officer of UMB Financial Corporation
“We remain focused on growing both sides of the balance sheet, maintaining a consistent net interest spread, preserving strong asset quality, and continued momentum in our fee businesses.”
* GAAP net income available to common shareholders of $272.3 million, or $3.56 per diluted common share, an increase of 51.0% as compared to the third quarter of 2025.
* Net operating income available to common shareholders((i)) of $272.4 million, or $3.56 per diluted common share, an increase of 31.9% as compared to the third quarter of 2025.
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