UNITED BANCSHARES, INC. ANNOUNCES THIRD QUARTER 2026 RESULTS AND $0.26 DIVIDEND

Brian D. Young, Chairman, President and CEO of United Bancshares, Inc.

“I am pleased to report that your Company continued to see strong results for 2026, reporting $5.2 million ($1.90/share) and $10.5 million ($3.83/share) in net income for the third quarter and year to date, respectively.”

Brian D. Young, Chairman, President and CEO of United Bancshares, Inc.

“While credit quality remained relatively stable, the Company has allocated $642,000 to provision for credit losses so far in 2026.”

Brian D. Young, Chairman, President and CEO of United Bancshares, Inc.

“As the Company continues to report positive movement in many of our financial metrics, we continue to believe that repurchasing our shares at appropriate levels brings long-term value to our shareholders.”

Brian D. Young, Chairman, President and CEO of United Bancshares, Inc.

“If your investment strategy has changed or you would simply like to use your capital for another purpose, we encourage you to contact the Company.”

Brian D. Young, Chairman, President and CEO of United Bancshares, Inc.

“The continued accomplishments of your Company are the result of the ongoing efforts of the Company's unyielding team members and Board of Directors in applying our strong corporate values of respect for and accountability to our shareholders, clients, colleagues, and communities.”