United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026
Business Wire•22/10/2026•07:50 ET
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Key Highlights
- ➤Q3 earnings $128.7 million, or $0.94 per diluted share
- ➤Record Q3 net interest income reached $294.3 million, up 3% sequentially
- ➤Net interest margin expanded to 3.86% from 3.81% in Q2
- ➤Nine-month earnings rose 14% to $384.3 million, or $2.77 per share
- ➤Q3 net charge-offs increased to $11.6 million from $5.1 million sequentially
Expert Statements
Richard M. Adams, Jr., Chief Executive Officer of United Bankshares, Inc.
“Record net interest income, an expanding net interest margin, and strong organic growth drove earnings in the third quarter of 2026. Continuing to underpin our success are our disciplined expense control and credit underwriting cultures, as well as our ongoing focus on efficient capital allocation.”
United Bankshares, Inc. Announces Earnings for the Third Quarter of 2026
United Bankshares, Inc. (NASDAQ: UBSI ) (“United”), today reported earnings for the third quarter of 2026 of $128.7 million, or $0.94 per diluted share. Third quarter of 2026 results produced annualized returns on average assets, average shareholders’ equity, and average tangible common equity, a non-GAAP measure, of 1.50%, 9.24%, and 14.68%, respectively.
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