VersaBank Significantly Expands Addressable Market for Structured Receivable Program in the U.S. with Launch of Funding to Small Business Sector

London, Ontario--(Newsfile Corp. - September 22, 2026) - VersaBank (TSX: VBNK) (NASDAQ: VBNK) (or the "Bank") today announced that, as the next step in the ramp up of its Structured Receivable Program ("SRP") in the United States, it has significantly expanded the addressable market for its SRP in the U.S. through the launch of its SRP, including its groundbreaking Real-Time SRP, to point-of-sale originators of small business loans and leases. Prior to the launch of the SRP for the small business sector, all the Bank's SRP fundings in the U.S. have been to the retail consumer sector. The launch enables VersaBank to add SRP partners that are focused on lending to the small business sector, while also enabling existing partners to expand their utilization of the Bank's SRP to small business loan originations. In anticipation of this launch, the Bank has developed a robust pipeline of potential new SRP partners in the U.S.