When the Power Goes Out: Five Generator Mistakes That Can Put Your Home and Family at Risk
PR Newswire•12/11/2026•09:06 ET
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Key Highlights
- ➤Mercury Insurance (MCY) issued generator safety guidance for homeowners before winter storms.
- ➤CPSC reports more than 100 Americans die annually from portable-generator carbon monoxide poisoning.
- ➤Improper generator use can cause carbon monoxide poisoning, electrical fires and property damage.
- ➤Insurance coverage for generator-related losses depends on damage cause and individual policy terms.
Expert Statements
Bonnie Lee, VP, Property Claims at Mercury Insurance
“Generators can be incredibly useful during an extended power outage, but homeowners need to understand that they introduce risks that aren't always obvious.”
Bonnie Lee, VP, Property Claims at Mercury Insurance
“Something as simple as placing a generator too close to the house or using the wrong electrical connection can create a dangerous situation. Taking a few precautions before the power goes out can make a tremendous difference.”
Bonnie Lee, VP, Property Claims at Mercury Insurance
“Homeowners sometimes assume that any damage occurring during a power outage will automatically be covered by their insurance.”
Bonnie Lee, VP, Property Claims at Mercury Insurance
“That's not necessarily the case. Coverage depends on what caused the damage and the provisions of the policy. Our advice is to focus on preventing the loss in the first place and to review your coverage with your insurance agent before an emergency happens.”
Bonnie Lee, VP, Property Claims at Mercury Insurance
“Preparation is one of the most effective ways homeowners can reduce their exposure to preventable losses.”
Bonnie Lee, VP, Property Claims at Mercury Insurance
“A power outage is stressful enough without having to worry about a fire, damaged equipment or a medical emergency. Knowing how to use your generator safely before you need it is an important part of protecting your home and family.”
When the Power Goes Out: Five Generator Mistakes That Can Put Your Home and Family at Risk PR Newswire
Mercury Insurance shares safety tips to help homeowners avoid carbon monoxide poisoning, electrical fires and costly property damage during power outages
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