Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results
PR Newswire•30/09/2026•05:30 ET
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Key Highlights
- ➤Net loss RMB449.6 million, versus RMB357.5 million net income year-over-year
- ➤Total loans facilitated RMB6.3 billion, down 69% year-over-year
- ➤Share repurchase program authorizes up to US$20.0 million over 12 months
- ➤61–90 day delinquency fell to 2.4% from 3.2%
- ➤Insurance brokerage revenue RMB67.3 million, up 16% year-over-year
Expert Statements
Ning Tang, Chairman and Chief Executive Officer of Yiren Digital
“During the second quarter of 2026, we maintained a disciplined approach to our credit solution business, prioritizing portfolio quality and risk-adjusted returns while moderating near-term loan facilitation volume. Under this approach, we saw an improvement in later-stage delinquency rates and a higher contribution from repeat borrowers. We continue to refine our service model to leverage our AI innovation to deliver our services that are less capital intensive and more technology focused.”
William Hui, Chief Financial Officer of Yiren Digital
“Our operating performance improved in the second quarter. However, our results were also affected by the impairment and adjustments related to legacy receivables and contract assets. Net loss nevertheless narrowed by 9% sequentially compared with the first quarter of 2026, primarily reflecting an improved credit environment, greater efficiency in credit analysis and reduced reliance on the risk-taking model.”
Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results PR Newswire
BEIJING, Sept. 30, 2026 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets, today announced its unaudited financial results for the second quarter ended June 30, 2026.
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