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Zillow Home Loans will now help eligible buyers cover their FHA down payment

PR Newswire•28/10/2026•06:00 ET
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Key Highlights

  • ➤Zillow Home Loans launches FHA down-payment assistance for eligible buyers in 43 states and Washington, D.C.
  • ➤Buyers can receive up to 3.5% of purchase price as a zero-interest second loan.
  • ➤Second loan is forgiven after five years of on-time payments and owner occupancy.
  • ➤Program requires a minimum 640 credit score, FHA financing, and primary-residence purchase.

Expert Statements

Eric Wilson, Senior vice president and general manager of mortgages at Zillow

“Buyers tell us the down payment is what's holding them back, and we hear the same thing from agents about their clients.”

Eric Wilson, Senior vice president and general manager of mortgages at Zillow

“This program helps us serve more qualified buyers by giving them a simple way to clear that hurdle, with their mortgage and down payment assistance handled in one place.”

Eric Wilson, Senior vice president and general manager of mortgages at Zillow

“For buyers who can afford the monthly payment, we can now cover the full minimum down payment.”

Zillow Home Loans will now help eligible buyers cover their FHA down payment PR Newswire

Qualified buyers can get up to 3.5% of the purchase price for their down payment, as a second loan with no additional interest or monthly payment

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