Nu Holdings Ltd.: Mixed — EPS $0.22, Revenue $5.82B
Mixed ResultQ3 2026 · After-market
Did Nu Holdings Ltd. (NU) beat earnings today?
It was a mixed report for Q3 2026 — Nu Holdings Ltd. (NU) beat on EPS but missed on revenue.
Earnings Per Share+1.59% surprise
$0.22Actual
Expected: $0.22
vs. year ago +39.5%
Total Revenue-2.01% surprise
$5.82BActual
Expected: $5.94B
vs. year ago +39.5%
Released Nov 12 · 4:11 PM ET
Earning Report
| Metric | Q3 2026 | Q3 2025 | YoY Change % |
|---|---|---|---|
| Revenue | $5.82B | $4.17B | +39.5% |
| Revenue detail — reported lines | |||
| └─Interest income and gains | $5.00B | $3.58B | +39.9% |
| └─Fee and commission income | $817.05M | $595.24M | +37.3% |
| Net income | $1.09B | $782.68M | +39.5% |
| Basic EPS | $0.2256 | $0.1617 | +39.5% |
| Diluted EPS | $0.2235 | $0.1595 | +40.1% |
Business Highlights
- ➤Nubank Mexico received Operations Authorization to operate as a multiple bank.
- ➤Nubank Mexico began operating as a digital bank on August 6, 2026.
- ➤Nu commenced U.S. operations with a financial-products suite on September 10, 2026.
- ➤Nu partnered with FDIC-insured Lead Bank for U.S. deposit accounts.
- ➤U.S. offering includes domestic and international transfers and a credit card.
- ➤Nu received preliminary conditional approval for a national bank charter.
- ➤Nu announced Nu Global, a new multi-currency digital account.
- ➤Nu agreed to acquire 100% of Banco Porto Real de Investimentos.
- ➤Porto Real closing remains subject to BACEN approval.